Terms & Conditions

Last updated: April 16, 2026

Use of This Website

By accessing and using the Hoium’s Agencies website, you agree to use this site for lawful purposes only. The information provided on this website is for general informational purposes and may be subject to change without notice.

Insurance Information Disclaimer

The content on this website is intended to provide general information about insurance products and services offered by Hoium’s Agencies. It does not constitute professional advice or a binding insurance agreement.

All insurance coverage is subject to the terms, conditions, and approval of the insurance provider. Please contact our office directly to confirm details related to your specific policy or coverage.

Quotes & Form Submissions

Submitting a quote request or contact form does not guarantee coverage or pricing. A representative from Hoium’s Agencies will follow up to gather additional information and provide accurate options based on your needs.

We aim to respond within 24 business hours; however, response times may vary.

Accuracy of Information

While we strive to keep all information accurate and up to date, Hoium’s Agencies does not guarantee the completeness or accuracy of website content at all times.

Third-Party Providers

Hoium’s Agencies works with trusted insurance providers such as SGI Canada and Wawanesa Insurance. Coverage is subject to their individual terms, conditions, and approval processes.

Limitation of Liability

Hoium’s Agencies is not liable for any direct or indirect damages resulting from the use of this website or reliance on the information provided.

Privacy

Any personal information submitted through this website is handled with care and used only for the purpose of responding to inquiries, providing quotes, or delivering services. Hoium’s Agencies does not sell or share personal information with third parties without consent, except where required by law.

Contact Information

If you have any questions about these Terms & Conditions, please contact:

Hoium’s Agencies
234 Main Street
PO Box 285
Midale, Saskatchewan S0C 1S0

Email: admin@hoiumsagencies.com
Phone: 306-458-2449